Mydoctorszones Health Card is not insurance. It is a discount program. You are responsible for the full cost of any health care services purchased. You will receive discounts for medical services at certain health care providers who have contracted with the Mydoctorszone. Mydoctorszone does not make payments directly to health care providers. This program is administered by Mydoctorszone. The program and its administrators have no liability for providing or guaranteeing service or the quality of service rendered.